银行卡三要素 - 代码示例

// 接口类型：互亿无线实名认证接口
// 账户注册：https://user.ihuyi.com/register.html
// 注意事项：
// DEMO仅作参考

header("Content-type:text/html; charset=UTF-8");

function Post($curlPost,$url){
		$curl = curl_init();
		curl_setopt($curl, CURLOPT_URL, $url);
		curl_setopt($curl, CURLOPT_HEADER, false);
		curl_setopt($curl, CURLOPT_RETURNTRANSFER, true);
		curl_setopt($curl, CURLOPT_NOBODY, true);
		curl_setopt($curl, CURLOPT_POST, true);
		curl_setopt($curl, CURLOPT_POSTFIELDS, $curlPost);
		$return_str = curl_exec($curl);
		curl_close($curl);
		return $return_str;
}

$account = 'APPID';
$password = 'APPKEY';
$app = 'oper3';//固定值
$name = '张三';
$id_card_no = '123456789012345678';
$bank_card_no = '637556789';
$time = time();
$password = md5($account.$password.$app.$name.$id_card_no.$bank_card_no.$time);

$target = "https://api.ihuyi.com/idcard/Submit.json";
$post_data = "account=".$account."&password=".$password."&app=".$app."&name=".$name."&id_card_no=".$id_card_no."&bank_card_no=".$bank_card_no."&time=".$time;

//密码可以使用明文密码或使用32位MD5加密
$res =  Post($post_data, $target);
$res_json = json_decode($res,true);

print_r($res_json);

if($res_json['code']==2){
	echo "提交成功";
}

if($res_json['result']['status']==2){
	echo "认证通过";
}